Affordable Care Act (ACA)
New Jersey Healthcare Enrollment Assistance,
Events and Activities

How & Where To Apply

Healthcare Special Enrollment Period under the Affordable Care Act is will be available until 4/30/15.  See if you qualify...

Affordable Care Act & Calendar of Events

75 Raritan Avenue - Suite 200, Highland Park, NJ, United States

(732) 246-4772 ext. 13

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Latest News on Health & Coverage in New Jersey


CoverNJ is a collaborative project of Affordable Care Act Outreach and Enrollment Groups across the state, working to connect more New Jerseyans to health insurance options now available under the ACA.

   Latest ACA News in NJ

The Special Enrollment Period under the  Affordable Care Act is now OPEN!

March 15 - April 30, 2015

Did you have to pay a penalty fee with your 2014 taxes?

You still may be able to get 2015 coverage if you:

  • Are not currently enrolled in coverage through the Health Insurance Marketplace for 2015,
  • Paid the penalty fee with your 2014 federal income tax return, for not having health coverage in 2014, and
  • Were confused or didn’t know about open enrollment dates for 2015 coverage, and need another opportunity to enroll in coverage for the remainder of 2015.

Apply now and you will not receive another penalty in your taxes next year in 2016!

Medicaid and CHIP

Applications can be submitted all year round!

You may qualify for free or low-cost care through Medicaid, based on income and family size. New Jersey has expanded Medicaid to cover more people. You can apply for and enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, since there is no limited enrollment period. If you qualify, your coverage can begin immediately. If you have Medicaid coverage, you’re considered covered under the health care law and don’t have to buy a Marketplace plan. Details (click here).

Qualifying Life Event

The Open Enrollment period for 2015 coverage is now closed.  If you haven't enrolled for health coverage by now, you will not be able to buy Marketplace health coverage until the next Open Enrollment period for 2016, which begins in November 2015.

There are several situations that could allow to get coverage during the ¨Special Enrollment Period" such as a "Qualifying Life Event".  These include:

  • Getting married
  • Having a baby or adopting a child
  • Moving to a different area
  • Experiencing a error; issues with Medicaid qualification and/or other complicated issues
  • A loss of coverage due to divorce, death in family, or 26 yr old losing parents coverage.
  • Changes to your income
  • Changes in your immigration status